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Good morning, James

12 properties · Last synced 4 min ago

JH

Portfolio Value

£2,845,000

+4.2% YoY

Mortgage Debt

£1,620,000

-£12,400 this yr

Equity

£1,225,000

+£128k YoY

Portfolio LTV

56.9%

Healthy

Monthly Rent

£14,250

+£420 vs last mo.

Monthly Cash Flow

£4,180

+9.8% MoM

Action Centre

6 items need your attention this month

  • Rent review due — 14 Manor Road, Leeds

    Last review 18 months ago · Est. uplift £125/mo

    5 days
  • Mortgage expiring — 27 Beech Lane, Manchester

    Fixed rate ends · 3 quotes ready to compare

    21 days
  • Landlord insurance renewal — 4 Park View, Bristol

    Renewal premium up 6% · Switch saves £142

    12 days
  • Gas Safety Certificate — 9 Riverside, Sheffield

    CP12 expires soon · Book certified engineer

    8 days
  • EICR overdue — 22 Oak Street, Birmingham

    5-year electrical report required

    Overdue
  • EPC renewal — 3 Crescent Close, Nottingham

    Current rating D · Upgrade path available

    34 days
AI Insights

3 opportunities to grow your portfolio

Generated from your live data, 2 hours ago

  • Opportunity

    Remortgage 27 Beech Lane to release £48k equity

    LTV has dropped to 52%. Switching to a 5-yr fix at 4.61% could fund a new BTL purchase while keeping cash flow positive.

    Explore
  • Tax

    Incorporate properties acquired post-2022

    Three properties show high mortgage interest. Modelling suggests £6,200/yr tax saving via a Ltd structure.

    Explore
  • Yield

    Leeds market outperforming — consider expansion

    Local yields up 7.1% YoY. Two listings in LS6 match your typical 8%+ gross yield criteria.

    Explore